Comprehensive medical coverage is an important part of supporting healthy living. BorgWarner offers two medical plan options, both of which provide free preventive care to prevent healthcare problems before they arise, an employer-paid Health Reimbursement Account (HRA) to help you cover the costs when you are ill, and comprehensive medical coverage to protect you from any catastrophic financial effects of a serious illness or injury. Both the Basic and Buy-Up Plans include prescription drug coverage.
The deadline to obtain at least 5+ wellness points for the best premium discount for 2024, and to complete all spousal requirements to get the monthly surcharge waived for 2024 is September 30, 2023.You can now email your wellness screening form to Cigna! Your completed form can be sent to [email protected].
This plan tends to appeal to someone who doesn’t want to pay upfront for healthcare they are not sure they’ll use. It offers:
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This plan tends to appeal to someone who is willing to pay more upfront so they have the security of more coverage at the time of service. It offers:
Go to myCigna.com
Click here to read PDF
Click the link for Cigna’s plan selector tool below to:
Cigna Easy Choice Tool
100% Paid Preventive Care
Both plans provide in-network preventive services at no cost to members.
Many potentially serious health problems are silent—such as heart disease, diabetes and breast cancer—but commonly preventable. The key is making sure you receive your recommended preventive care. The following are just some of the preventive services covered at 100% by the medical plan. For a complete list, please visit www.myCigna.com.
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For your medical plan to cover 100% of the cost of your preventive care service, your physician must be sure to "code" the service as "preventive". If submitted as a "diagnostic procedure" or "treatment" visit, the service won't be considered preventive - meaning your standard deductibles and coinsurance will apply. Be sure to remind your provider to code the service as "preventive".
Cigna Care Management is designed to make sure you receive the services that are most appropriate for you. By using nurse case managers to coordinate your care and checking in advance if a service is covered (called precertification), Cigna can help you lower costs, avoid unnecessary procedures and support during your recovery after a procedure. To learn more about Cigna Care Management and how it can help you and your family members, please contact your Health Advocate at 1-800-237-2904.
If you need behavioral health services, Ginger offers integrated a virtual mental healthcare system where coaches, therapists, and psychiatrists work as a team that's accessible from your smartphone. Ginger offers confidential mental healthcare through behavioral health coaching via text-based chats, self-guided learning activities and content, and, if needed, video-based therapy and psychiatry.Ginger - Cigna’s Smartphone Tool for Mental Healthcare Support
Learn more about prescription drug coverage and how to refill your prescriptions.
Prescription Drug Coverage
Airrosti provides highly effective personalized care for acute and chronic joint/muscle pain. Airrosti providers help diagnose and treat most common musculoskeletal and joint conditions, including pain in the neck, back, shoulders, hips, elbows, knees, and feet.
Sign up at
omadahealth.com/borgwarner
and take a one-minute heath test. If you meet Omada’s risk criteria for the program, you are immediately notified and can enroll on the spot.
We offer a breakthrough online program that inspires healthy habits. This comprehensive 16-week program is available to employees and their covered spouses and dependents over the age of 18. It is designed to help individuals lose weight, which can help reduce the risk factors for type 2 diabetes and other chronic diseases. Participants enrolled in a BorgWarner medical plan that are at risk for developing diabetes are eligible to enroll at no cost- that’s a $600 savings!
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