Tax Advantage Accounts
You can save money on healthcare and dependent care expenses by paying for them with tax-free accounts. Using these accounts effectively will help you take full advantage of their money-saving potential.
- Healthcare Spending Account (HSA)
- Healthcare FSA
- Limited Purpose FSA
- Dependent Care FSA
2026 Benefits Reference Guide
Explore all the ways your BorgWarner benefits are here to support everything that drives you - at work, at home and in life.
Member Services: 866.346.5800 Health Equity Website: HealthEquity.com
Healthcare FSA
Step 1
Estimate Your Needs
- Estimate your out-of-pocket healthcare and/or dependent care expenses for the year.
- Decide how much you are able to contribute to the FSAs to cover these expenses.
Step 2
Elect Your Contribution Amount
You may elect to contribute:
- Health Care and Limited Purpose FSA: up to $3,050 per year.
- Dependent Care FSA: up to $5,000 per year. (See the benefits reference guide for dependent care limits and rules.)
Step 3
Use/Manage Your FSA
- Manage your FSA through the HealthEquity online member portal (and mobile app).
Health Spending Account (HSA)
The HSA is a tax-advantaged personal savings account available to employees enrolled in the HSA Saver Plan. The account can be used to pay for current or future eligible healthcare expenses even in retirement. Manage your HSA through the HealthEquity online member portal (and mobile app).